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- Adani Enterprises NCD Bonds Issue Price 2026; Interest Rate | Debentures
Mumbai34 minutes ago
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If you want more returns than bank FD, then you can invest in public bond issue i.e. NCD of Adani Group. This issue of ‘Adani Enterprises’, the main company of Adani Group, has opened today i.e. from January 6. You will be able to invest in this till January 19.
The good thing for retail investors i.e. common people is that 35% of the total issue has been reserved for them. This is the third public bond issue of the company, earlier the issues of 2024 and 2025 had received good response from investors.
Minimum Rs 10 thousand required; Options from 2 to 5 years
To invest in NCD, you will have to invest at least Rs 10,000. After this the investment can be increased in multiples of Rs 1,000. The company has fixed three tenures for investors of 24 months (2 years), 36 months (3 years) and 60 months (5 years).
In this, 8 different series of options will be available for interest payment like quarterly, annually and cumulative (together on maturity). The interest earned from these bonds will be added to your income and taxed as per your tax slab.
Investing in bonds is as easy as buying shares
- Demat account required: You must have an active demat account. You can apply by visiting the ‘NCD/Bonds’ section of broker apps like Zerodha or Upstox.
- First Come First Serve: This issue is on ‘First Come First Serve’ basis. That means if the quota is filled before January 19, it will close soon.
- Green Shoe Option: The base size of this issue is Rs 500 crore. This includes an option to retain an additional Rs 500 crore (green shoe option) in case of over-subscription.
Benefits: Why is it better than bank FD?
- Higher Returns: At present, in big government banks, you are getting 7% to 7.50% interest on 5 year FD, whereas here you are getting a chance of up to 8.90%.
- High Rating (AA-): Agencies like CARE and ICRA have given it AA- rating. This means that there is less risk of losing your money and the company is able to pay interest on time.
- Secured Bonds: These are ‘secured’ NCDs. That means if something happens to the company, the bond holders will be repaid first by selling the company’s assets.
Risk: Keep these things in mind before investing
- Rating changes: If the company’s financial condition deteriorates in the future and the rating agency ‘downgrades’ it, the value of your bond may reduce.
- Lack of liquidity: These bonds will be listed on the stock exchange, but it is sometimes difficult to sell them before maturity as there may be few buyers.
- Market Risk: Any external controversy at Adani Group (like the Hindenburg issue) may have an impact on bond prices.
Expert Advice: How much money should be invested?
You should not invest all your money in any one company or group. Keep only 10% to 15% of your total investment portfolio in such corporate bonds.
The last issue was fully subscribed in 3 hours
The company’s second NCD issue, launched in July 2025, was fully subscribed in just 3 hours on the first day. Group CFO Jugeshinder ‘Robbie’ Singh said, “This third NCD issue is another step towards increasing retail investors’ access to the Indian capital market.”
75% of the money will be used to repay the loan
The company has made it clear that at least 75% of the proceeds from this issue will be used to repay the existing loan or pre-payment thereof. The remaining 25% will be reserved for general corporate purposes.
Adani Enterprises is the flagship company of Adani Group.
Adani Enterprises Limited (AEL) is the ‘flagship’ company of the Adani Group. Its main work is to initiate, develop and make self-reliant future large infrastructure projects like airports, data centres, roads, mining and green hydrogen.
What is NCD: Cannot be converted into shares, gets fixed interest
Non-Convertible Debenture (NCD) is a type of debt instrument. Companies raise money through this and in return pay interest at a fixed rate.
These cannot be converted into shares, hence they are called ‘non-convertible’. These can also be sold in the market if needed.
