New Delhi14 minutes ago
- Copy link
If you want to arrange a monthly income for yourself after retirement or before, then the National Savings Monthly Income Account of the post office will be correct. This scheme is currently getting 7.4% annual interest. Through this, you can arrange an income of Rs 9,250 every month for yourself. We are telling you about this scheme …
9,250 rupees will be available every month The annual interest in this scheme is distributed in 12 months and you get that amount every month. If you do not withdraw monthly money, then it will be in your post office savings account and you will get further interest by adding these money along with the principal.
Suppose you this plan If you invest 9 lakh rupees, then now you will get an interest of 66 thousand 600 rupees annually according to 7.4% annual interest. On the other hand, if you invest 15 lakhs under a joint account in it, then you will get an annual interest of 1 lakh 11 thousand rupees. If you distribute it equally in 12 months, you will get Rs 9,250 every month. If you do not withdraw returns, then interest is also available on it.
Note: This calculation is estimated. The government reviews the interest received on small savings schemes every 3 months.
The money deposited after 5 years will get back Its maturity period is 5 years. That is, when the scheme is completed, you will get your entire deposit capital back. However, if you want, you can maintain this money again by investing this money in this scheme.
Who can open the account? This account can also be opened in the name of a minor and a joint account in the name of 3 adults. An account can also be opened under the supervision of parents above 10 years of age.
Aadhaar-Pain required to open an account The Central Government has made PAN and Aadhaar card mandatory for investing in other post office savings schemes including PPF, Sukanya Samriddhi and National Savings Monthly Income Account. From now on, it will be necessary to install Aadhaar number or Aadhaar Enrollment slip in the government's schemes.
How can you open an account in this?
- For this, first one has to open a savings account in the post office.
- A form has to be filled for the National Savings Monthly Income Account.
- To open the account with the form, deposit the cash or check for the fixed amount.
- After this your account will open. Click here for more information
