Rasulullah (pbuh) used to say, “Allahumma Ini Aujubika Minal Kasali, Wall Harami, Wall Masami, Wall Magarami.” O Allah, I seek refuge in you from laziness, more aging, sin and debt. (Bukhari, Hadith: 5,3)
A Hadith is known by Hazrat Anas (RA). Rasulullah (PBUH) used to read, 'Allahuamma Ini Aujubika Minal Hammi Wall Hajani, Wall Azzi Wal-Kasali, Wal Bukli Wal-Jubni, Wa Dalaidini wa Galabati Rizal.' That is, O Allah, I am seeking your shelter from anxiety and sorrow, from inability and laziness, from bitterness and fear, from the burden of debt and oppression of the people. (Bukhari, Hadith: 20)
There is nothing heavier than a loan burden to a believer. Because, the loan is the servant's right. There is no way to get rid of the debt unless forgiveness. Therefore, if anyone forgives the loan, the Hadith has announced a great reward for that person in the Hereafter.
Hazrat Abdullah bin Abu Abu Rabi al-Makhzumi (ra) narrates that the Prophet Karim (peace be upon him) took 3 or 3,000 dirhams from him during the war. The Prophet (peace be upon him) returned from the war and paid his pay. Then the Prophet Karim (peace be upon him) prayed to him and said, “May Allah bless you in your family and wealth.” Surely the loan reimbursement is to pay and appreciate it. ' (Ibn Majah, Musnad Ahmad)
